Disability insurance assures that you have income if the paycheck stops due to your inability to work due to an illness or accident. Virtually everything you have- your home, care for your family, your automobile, your insurances- all depend on your paycheck. It is wise planning to take a small percentage of your current income (insurance premium) so an insurance company will provide an income if your paycheck stops because you’re unable to work due to an accident or illness.
What happens when you get injured at your workplace? What if you are unable to work because of your injury? What happens to your paycheck (income)? If you have disability insurance, then you can receive paycheck protection for a period of time while you recover. This means that your paycheck will be paid by the insurance company in the event that you are injured while working. This and other benefits are important for you and your family while you may be struggling to deal with an unfortunate situation. So, it is worth the investment to pay a small amount per month to have the disability insurance coverage that could reduce future stress during a difficult time.
We would also like to give you an opportunity to join our insurance team. If you are interested in becoming a team member, we can help you with any licensing requirements and put you on the right track toward sincerely helping people with their insurance needs.